Business financing requests reach the Huntington, WV office from towns in Cabell and Wayne Counties, WV and from Ohio and Kentucky across the river. This page lists them, with the county and local records a partner may ask a business to show.
Quillhaven Financial in Huntington, West Virginia takes funding requests by phone and form from Cabell County, Wayne County and nearby Ohio and Kentucky towns. Figures on this page use each place's own ZIP or county data.
Cabell County, WV Business License Records Lenders May Request
Inside Huntington, WV, a business needs a city business license after a West Virginia business registration certificate, according to the city's business license page (read October 2026). Partners may ask for both, and for the Certificate of Occupancy where the business moved in or changed owners.
Businesses outside Huntington, WV city limits follow the rules of their own municipality, such as Barboursville or Milton, or, outside any municipality, county and state rules.
A partner's interest is simple: that the business is registered and in good standing where it operates. Keep current copies of state and local registrations with the funding file.
Cabell County, WV Tax Office Records for a Loan File
The Cabell County Assessor's Office says anyone conducting business in the county must file a Business Personal Property Return between July 1 and September 1 each year (cabellassessor.com, read October 2026). A partner reviewing an equipment or inventory request may ask whether that return is filed and the property tax on business assets is paid.
Property tax bills and receipts, and the assessor's return itself, are records worth keeping with the business's tax returns. If a business has closed a location, the assessor has a form for declaring that closure.
Barboursville, WV, Milton, WV and Salt Rock, WV: Covered From Huntington, WV
Barboursville, WV is about 8 miles east of the office in Cabell County. ZIP 25504 had 439 employer establishments in 2023 (ZIP Code Business Patterns), though the village covers only about 7% of the ZIP's land. Milton, WV, about 17 miles east, sits in ZIP 25541 with 141 employers, and Salt Rock, WV, about 14 miles away, in ZIP 25559 with 29.
ZIP figures describe postal areas larger than the towns. Owners in all three can phone or send the form like any Huntington, WV business.
Kenova, WV, Ceredo, WV and Lavalette, WV in Wayne County, WV
Kenova, WV and Ceredo, WV sit west of the city, about 8 and 6 miles from the office, and Lavalette, WV about 7 miles south, all in Wayne County, WV. ZIP 25530 (Kenova) had 106 employer establishments in 2023, ZIP 25507 (Ceredo) 40 and ZIP 25535 (Lavalette) 39 (ZIP Code Business Patterns).
These towns are outside Cabell County, WV, so Cabell County figures do not describe them. Their county records come from Wayne County, WV offices.
Ohio and Kentucky Neighbors: Chesapeake, OH, Proctorville, OH, South Point, OH and Flatwoods, KY
Across the Ohio River in Lawrence County, OH, Chesapeake, OH is less than a mile from the office, Proctorville, OH about 4 miles and South Point, OH about 7 miles. Their ZIPs had 85, 121 and 196 employer establishments in 2023 (ZIP Code Business Patterns), but each village covers a small part of its ZIP's land.
Flatwoods, KY is about 17 miles from the office in Greenup County, KY; its ZIP, 41139, had 105 employer establishments in 2023 (ZIP Code Business Patterns). Ohio and Kentucky businesses follow their own state registration and tax rules; nothing on this site applies West Virginia rules to them.
Ashland, KY and Boyd County, KY: Kentucky Records for Kentucky Requests
Ashland, KY is about 11 miles from the office, in Boyd County, KY. ZIP 41101 had 697 employer establishments in 2023 (ZIP Code Business Patterns), and the city covers about 68.4% of that ZIP's land, the largest employer count among the Kentucky ZIPs within 25 miles of the office.
A Kentucky business is described only with Kentucky figures, and its registrations and local licenses come from Kentucky offices. Requests from Ashland, KY use the same phone line and form.
By Quillhaven Financial · Updated
