# Quillhaven Financial

> Quillhaven Financial is a small-business funding broker at 220 9th St, Huntington, WV 25701 (phone (304) 892-6114). It helps businesses in Huntington, WV; Ashland, KY and across Cabell County, West Virginia, explore business lines of credit, equipment loans and leases, commercial term loans, short-term working capital loans, inventory loans, and merchant cash advances. Quillhaven Financial sends funding requests to funding partners; each partner reviews the request and sets its own credit decision, price and terms. Quillhaven Financial is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Quillhaven Financial does not arrange personal, payday, auto title, mortgage, startup or SBA loans, does not offer grants or litigation funding, and does not arrange funding for trucking or agriculture.

Key facts:
- Business type: small-business funding broker (not a lender)
- Address: 220 9th St, Huntington, WV 25701, United States
- Phone: (304) 892-6114
- Apply: https://quillhavenfinancial.com/apply/
- Service area: Huntington, WV; Ashland, KY and all of Cabell County, West Virginia
- Language: English

## Funding options
- [Business Loan Options in Huntington, WV, Laid Out From Credit Lines to Kitchen Gear](https://quillhavenfinancial.com/business-loans/): Quillhaven Financial in Huntington, West Virginia compares six funding types on this page: business lines of credit, equipment financing, commercial term loans, short-term working capital, inventory loans and merchant cash advances. The funding partner reviewing a request sets any terms.
- [Short-Term Business Loans in Huntington, WV for Payroll, Food Costs and Claim Gaps](https://quillhavenfinancial.com/business-loans/working-capital/): Quillhaven Financial in Huntington, West Virginia passes short-term working capital requests to funding partners. This page covers payroll gaps at practices, food costs at kitchens, materials for contractors, an invented ten-week gap priced out, and the records a partner may read.
- [Commercial Term Loans in Huntington, WV for Practice Purchases, Remodels and Buyouts](https://quillhavenfinancial.com/business-loans/term-loans/): Quillhaven Financial in Huntington, West Virginia sends term loan requests to funding partners. This page covers buying an existing business, term loans against advances and revolving lines, building purchases, an invented dental buy-in schedule and the records a term lender reads.
- [Commercial Line of Credit in Huntington, WV: Draws for Payroll, Claims and Stock](https://quillhavenfinancial.com/business-loans/line-of-credit/): Quillhaven Financial in Huntington, West Virginia sends line of credit requests to funding partners. This page covers lines for practices, firms and kitchens, seasonal use, a line compared with a cash advance, sizing a limit, applying with insurance receivables, the terms written into a line and an invented year of draws.
- [Inventory Loans in Huntington, WV for Store Stock, Parts and Pharmacy Supplies](https://quillhavenfinancial.com/business-loans/inventory-financing/): From its Huntington, West Virginia office, Quillhaven Financial prepares inventory loan requests for funding partners to review. This page covers inventory lines for retailers, loans for parts and supplies, downtown store stock, how to use a loan for goods that turn quickly, Cabell County store counts and an invented parts order.
- [Business Equipment Loans in Huntington, WV: Hoods, Dental Chairs, Lifts and Servers](https://quillhavenfinancial.com/equipment-financing/): Quillhaven Financial in Huntington, West Virginia sends equipment financing requests to funding partners. This page covers restaurant, medical and dental, office, auto shop, gym, food truck and bar equipment, with Cabell County trade counts and an invented walk-in cooler quote financed over four years.
- [Business Cash Advance in Huntington, WV: Card-Sales Funding for Kitchens and Stores](https://quillhavenfinancial.com/merchant-cash-advance/): Quillhaven Financial in Huntington, West Virginia can pass merchant cash advance requests to providers; an advance of this kind is not a loan. This page compares it with revenue-based financing, explains the agreement, looks at uneven card sales and the holdback percentage, and converts an invented advance to dollars and days.

## Industries
- [Industry Business Loans in Huntington, WV: Practices, Law Offices, Kitchens and Stores](https://quillhavenfinancial.com/industries/): Quillhaven Financial in Huntington, West Virginia takes requests from every kind of operating business except trucking and agriculture. Nine industry pages are linked from here, with Census-based notes on smaller Cabell County trades.
- [Construction Business Loans in Huntington, WV for Builders and Remodelers](https://quillhavenfinancial.com/industries/construction/): Quillhaven Financial in Huntington, West Virginia passes funding requests from Cabell County builders and remodelers to funding partners. This page covers draws, crew equipment, specialty lenders, bonds and materials, county construction counts and an invented remodel carried to its final draw.
- [Business Loans for Retail in Huntington, WV: Store Stock, Display Fixtures and Upfits](https://quillhavenfinancial.com/industries/retail/): Quillhaven Financial in Huntington, West Virginia sends retail funding requests to funding partners. This page covers downtown shops, lighting and display upgrades, extra stock, small-store options, retail trade loans and Cabell County store counts by type.
- [Restaurant Loans in Huntington, WV for Downtown Kitchens and Counter-Service Shops](https://quillhavenfinancial.com/industries/restaurants/): Quillhaven Financial in Huntington, West Virginia sends restaurant funding requests to funding partners. This page covers kitchen equipment, adding delivery, the main financing options, what card statements show, Cabell County restaurant counts and an invented fryer line priced as a loan and as an advance.
- [Medical Practice Loans in Huntington, WV for Exam Rooms, Imaging and Partner Buy-Ins](https://quillhavenfinancial.com/industries/medical-practices/): Quillhaven Financial in Huntington, West Virginia sends medical practice funding requests to funding partners. This page covers a second office, imaging and records hardware, payroll during claims, equipment lenders against bank loans, buy-ins and county and ZIP physician counts.
- [Dental Office Loans in Huntington, WV for Operatories, Imaging and Buy-Ins](https://quillhavenfinancial.com/industries/dental-practices/): Quillhaven Financial in Huntington, West Virginia sends dental practice funding requests to funding partners. This page covers buy-ins, chairs and imaging, a second office, remodels and sterilization, Cabell County dentist counts by size and an invented two-operatory expansion.
- [Auto Repair Shop Loans in Huntington, WV for Lifts, Scan Tools and Bay Additions](https://quillhavenfinancial.com/industries/auto-repair/): Quillhaven Financial in Huntington, West Virginia passes auto repair funding requests to funding partners. This page covers bay additions, fleet work, buying an existing garage, alignment and diagnostic equipment, county repair and parts store counts and an invented lift package.
- [Law Firm Loans in Huntington, WV for Payroll, Case Costs and Office Moves](https://quillhavenfinancial.com/industries/law-firms/): Quillhaven Financial in Huntington, West Virginia passes funding requests from law offices to funding partners. This page covers financing options for small firms, payroll before fees, buying a practice, the line between operating credit and litigation funding, county legal counts and an invented settlement gap.
- [Chiropractic Practice Loans in Huntington, WV for Tables, Rehab Space and X-Ray](https://quillhavenfinancial.com/industries/chiropractors-and-therapists/): Quillhaven Financial in Huntington, West Virginia sends funding requests from chiropractic and physical therapy clinics to funding partners. This page covers rehab space, a second office, payroll during insurer delays, tables and equipment, the main options and county practitioner counts.
- [Gas Station Loans in Huntington, WV for Fuel Islands, Coolers and Remodels](https://quillhavenfinancial.com/industries/gas-stations-convenience-stores/): Quillhaven Financial in Huntington, West Virginia passes funding requests from fuel stations and convenience stores to funding partners. This page covers dispensers and payment upgrades, the records lenders read, buying a station, store rebuilds, hot food and county counts.

## Guides and calculators
- [Business Loan Guides for Huntington, WV: Zoning, WV Contractor and ABCA Licenses](https://quillhavenfinancial.com/resources/): Guides from Quillhaven Financial in Huntington, West Virginia on Huntington zoning and building permits, the West Virginia contractor license, the WV ABCA alcohol license, and a calculator for interest on a line of credit draw.
- [Huntington, WV Zoning Map and Building Permits Before You Lease or Remodel](https://quillhavenfinancial.com/resources/huntington-wv-zoning-and-building-permits/): A guide from Quillhaven Financial in Huntington, West Virginia to the city's zoning ordinance and map, the Board of Zoning Appeals, building permits and inspections, the Certificate of Occupancy and the city business license, and where each fits in a funding file. Based on cityofhuntington.com pages read in October 2026.
- [WV Contractor License Search for Huntington, WV and Cabell County, WV Contractors](https://quillhavenfinancial.com/resources/wv-contractor-license/): A guide from Quillhaven Financial in Huntington, West Virginia to the West Virginia contractor license: the classifications in the Contractor Licensing Act, the Board's application steps, renewal, the exemptions the act lists, the city of Huntington's contractor and permit requirements, and how a license search fits a funding request. Based on wvclboard.wv.gov, code.wvlegislature.gov and cityofhuntington.com, read October 2026.
- [WV ABCA License for Huntington, WV Restaurants and Bars Planning to Borrow](https://quillhavenfinancial.com/resources/wv-abca-license-for-restaurants-and-bars/): A guide from Quillhaven Financial in Huntington, West Virginia to the WV ABCA license for restaurants and bars: the application steps, checking that a license is active, renewal and late fees, Class A and Class B types, ownership changes and floor plans. Based on abca.wv.gov and wvabca.com, read October 2026.
- [Commercial Line of Credit Interest Calculator for Huntington, WV Firms](https://quillhavenfinancial.com/resources/commercial-line-of-credit-interest-calculator/): This calculator from Quillhaven Financial in Huntington, West Virginia estimates the payment and interest on a drawn credit line balance, using the rate in an offer you hold. The output is your own figures run through a formula, never an offer. Notes below cover monthly interest, interest-only periods, conversion and what an estimate leaves out.

## Areas served
- [Business Loans in Huntington, WV: Cabell County, WV Practices, Kitchens and Stores](https://quillhavenfinancial.com/huntington-wv/): Quillhaven Financial prepares funding requests for businesses in Huntington, West Virginia and across Cabell County and sends them on to funding partners. This page brings together the ZIP and county figures, the city charges a partner may see in the records, and the office location.
- [Business Financing Across Cabell County, WV and the Tri-State Towns Near Huntington, WV](https://quillhavenfinancial.com/service-areas/): Quillhaven Financial in Huntington, West Virginia takes funding requests by phone and form from Cabell County, Wayne County and nearby Ohio and Kentucky towns. Figures on this page use each place's own ZIP or county data.

## Company
- [Business Financing in Huntington, WV: Clinics, Kitchens, Law Offices and Shops](https://quillhavenfinancial.com/): Quillhaven Financial, based in Huntington, West Virginia, prepares small-business funding requests and sends them to funding partners. A request begins with the cost that has to be covered and the date money is expected back; the six funding types are narrowed from there, and each partner that reviews a request makes its own decision on approval, amount and terms.
- [Steps to Get a Business Loan in Huntington, WV: Call, Statements, Review, Offer](https://quillhavenfinancial.com/how-it-works/): Quillhaven Financial in Huntington, West Virginia prepares funding requests and sends them to funding partners. This page sets out the four steps, what partners weigh when they qualify a business, expansion across the river into Kentucky, growth funding backed by tax returns, and who does what.
- [Huntington, WV Business Funding Questions: Applying, Equipment and Card-Sales Advances](https://quillhavenfinancial.com/faq/): Questions Quillhaven Financial in Huntington, West Virginia hears about applying for small business loans, equipment financing, leases, merchant cash advances and credit lines, with short answers and links to fuller pages.
- [About Quillhaven Financial: Who Handles Funding Requests in Huntington, WV](https://quillhavenfinancial.com/about/): Quillhaven Financial is based at 220 9th St, Huntington, WV 25701. It prepares small-business funding requests and passes them to funding partners, who review each request and set any approval and terms.
- [Contact Quillhaven Financial in Huntington, WV: Office Line, Online Form, Map](https://quillhavenfinancial.com/contact/): Quillhaven Financial, 220 9th St, Huntington, WV 25701. Phone (304) 892-6114 or use the short form on this site.
- [Apply for Business Financing in Huntington, WV: Quillhaven Form Fields and Follow-Up](https://quillhavenfinancial.com/apply/): The Quillhaven Financial short form in Huntington, West Virginia asks for full name, phone, email, company name (optional), time in business, annual revenue range and requested amount range, and ends with a required consent box.
- [Disclosures for Quillhaven Financial, Huntington, WV](https://quillhavenfinancial.com/disclosures/): Quillhaven Financial in Huntington, West Virginia is a funding broker, not a lender.

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